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Posted by Mark Smith on September 20, 1999 at 20:17:33:

In Reply to: Re: Car Damage....UH DUH! posted by richard on September 20, 1999 at 16:36:14:

Richard must have been an insurance salesman in a previous life -- in a time when there were no deductibles and no rate increases.

If you file a claim with your auto insurance carrier (assuming that you have more than liability coverage), you will have to pay the deductible and you will probably see your rates raised or your policy canceled. I doubt that your carrier would bother suing the landlord, when it's so much easier to raise your rates.

Richard so elequently wrote:

: OH SO YOU DONT HAVE CAR INSURANCE........Thanks a lot buddy.
: If you have comprehensive and full glass coverage...
: it would be paid for by YOUR insuance co., And if the LL had a bad rotted tree
: YOUR insurance company would sue him to recover the money
: DUH!

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Comments:
: Richard must have been an insurance salesman in a previous life -- in a time when there were no deductibles and no rate increases. 

: If you file a claim with your auto insurance carrier (assuming that you have more than liability coverage), you will have to pay the deductible and you will probably see your rates raised or your policy canceled. I doubt that your carrier would bother suing the landlord, when it's so much easier to raise your rates.

: 
: Richard so elequently wrote:

: : OH SO YOU DONT HAVE CAR INSURANCE........Thanks a lot buddy.
: : If you have comprehensive and full glass coverage...
: : it would be paid for by YOUR insuance co., And if the LL had a bad rotted tree 
: : YOUR insurance company would sue him to recover the money
: : DUH!


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