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Posted by richard on September 21, 1999 at 20:28:14:

In Reply to: Car Damage posted by Brenda on September 20, 1999 at 15:17:18:

OK OK....

But when my car had a bashed in window I didn't call the Landlord, I called my
insurance company and they had an inspector out in 3 hours.....plus I have
comprehensive and FULL glass coverage...so it cost me ZERO! for the rear
window/defroster on a station wagon...cost $929.
So the insurance adjuster could tell if there was something wrong with the tree,
and they cannot raise your rates or cancel your insurance.......you didn't make
the tree fall on your car. And they should pay in full unless you have a
deductible, and then if they refuse to go after the Landlord, then you have an
excellent case against them if they raise your rates.....Its their
business decision so why should you have to pay for it!

And the uh duh......well why didn't you call your insurance agent first and then
tell us what he said?

----------------------------------
: Hello,

: I live in New York (Manhattan)in a rent controlled or stablized project. Yes I do have a written lease. My problems is due to the storm (well in part)a tree fell on my car. I believe it fell sometime Thursday. I went to work like normal on Friday, upon returning home that evening i witness a couple of men by my Car. (Which is legally parked on the project's property, and I do pay monthly for). Someone from housing had already cut most of the tree but the tree is still hanging over my trunk. The damage included: the roof have very big dents, the wind shield is shattered and has a hole in it, the passenger back side is dented in. If the tree is not removed it will eventually fall on the back. I want to know who is responsible for the damage. Management never called me at work to let me know what happened. this is not a small tree that should have been uprooted. Nor was it up rooted, the tree appeared to have cracked because it is totally unhealthy. can someone please write back and tell me what course to take. thank you

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: 
: OK OK....

: But when my car had a bashed in window  I didn't call the Landlord, I called my
: insurance company and they had an inspector out in 3 hours.....plus I have
: comprehensive and FULL glass coverage...so it cost me ZERO!  for the rear
: window/defroster on a station wagon...cost $929.
: So the insurance adjuster could tell if there was something wrong with the tree,
: and they cannot raise your rates or cancel your insurance.......you didn't make
: the tree fall on your car.  And they should pay in full  unless you have a
: deductible, and then if they refuse to go after the Landlord,  then you have an
: excellent case against them if they raise your rates.....Its their
: business decision so why should you have to pay for it!

: And the uh duh......well why didn't you call your insurance agent first and then
: tell us what he said?

: ----------------------------------
: : Hello,

: : I live in New York (Manhattan)in a rent controlled or stablized project.  Yes I do have a written lease.  My problems is due to the storm (well in part)a tree fell on my car.  I believe it fell sometime Thursday.  I went to work like normal on Friday, upon returning home that evening i witness a couple of men by my Car.  (Which is legally parked on the project's property, and I do pay monthly for). Someone from housing had already cut most of the tree but the tree is still hanging over my trunk.  The damage included: the roof have very big dents, the wind shield is shattered and has a hole in it, the passenger back side is dented in.  If the tree is not removed it will eventually fall on the back.  I want to know who is responsible for the damage.  Management never called me at work to let me know what happened.  this is not a small tree that should have been uprooted.  Nor was it up rooted, the tree appeared to have cracked because it is totally unhealthy. can someone please write back and tell me what course to take.  thank you


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