If I end my current lease, will I never be able to rent an apartment again?
I'm very seriously afraid of this. My credit is not very good---well actually there's nothing on it---even though I have had a life, jobs, etc. I even have a Visa card, but it's a secured card, and they don't report to the credit bureaus.
I have been turned down for credit a lot.
I'm unemployed right now and live off alimony. My income level substantially covers most rent requirements, but that doens't seem to be as important as credit.
It was very difficult for me to get this apartment, after looking for a long time. I had to do a lot of convincing and pay a hefty agent's fee to do so.
Then I had money saved. Now I don't have any.
I have to leave this apartment I think because of a bad stalking situation, and the only solution seems to be to be somewhere away from him. He is the reason I have no money left, because he intimidates me into giving him a huge chunk of my money constantly. I know all about orders of protection, and they don't do a damn bit of good if someone wants to shoot you as you're leaving your apartment or walking down the street.
By the way, the law does very little. He's been arrested and let go right away so many times because of his pretty boy whitebread looks and boyish charm, it's almost a joke.
Anyway, I feel trapped between putting up with him and being homeless.
I can sublet, but I'm so scared no one will rent me a reasobaly nice apartment (this one is quite nice, although the neighborhood is not perfect).
Why? No job. Bad (non-existant) credit. Plus an old boyfriend of mine living with me at the time, several years ago, took our landlord to court, but everything was in MY name and on MY record. That's another thing landlords check---court records.
What do you do in my position? I really don't know what to do. There must be some solution.
:confused: