How does someone with good non-9-5 income, but who has lost all her savings, and whose credit is not perfect because she was overwhelmed with bills and got behind on her student loan--how does she get an apartment?
I'm in a place that makes me unhappy right now, and I don't want to renew the lease. I would realy like to buy a place, but I have no down payment. I'd be happy just to rent a place in a nice neighborhood otherwise.
What are my choices, a miserable apartment or homelessness?
With the strict selection process now, I'm surprised there are not more homeless people. Why was it so easy to get an apartment 10, 15 years ago?
I have to admit it makes me angry because it makes me feel trapped. What's the solution for me?
The fact of the matter is, I have been renting in New York for a while, and paying my rent on time. Isn't that good enough? I've been in this place for 2 years, and have been a good tenant.
Yet I cringe at the thought of going through the whole application process and having to deal with not being "conventional", and explaining it in detail.
It's like, look I have this pretty high income, it's secure, I've always been a good tenant, and I'm presentable and professional. But like everyone, I'm not perfect. I don't have perfect credit, and I once took a landlord to court 7 years ago because I had a boyfriend who lived with me and he was the one who insisted on it, but it's on MY record.
(He also depleted all my savings, but that's another story).
Any ideas? I'm in the dark here.