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Mitchell Lama Credit Score Requirements Questions

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Mitchell Lama Credit Score Requirements Questions

Postby Dominator Human » Wed Dec 13, 2017 9:44 pm

I am a homeless Combat Veteran currently residing in a DHS shelter.

I am the recipient of a SEPS approval/voucher and I have applied for housing at Tracey Towers located at 40 W Mosholu Pkwy S, Bronx, NY 10468.

It is my understanding that this property and management company fall under Mitchell Lama guidelines and all applications and credit reports are approved by HPD.

Upon accepting my application the leasing agent at Tracey Towers explained to me that my credit score is more of a determining factor above anything else. My SSVF Samaritan Village Housing Specialist argued that more weight should be looked at the fact that I am a homeless Combat Veteran, pending full time employment, has no no criminal history, and my credit report only has a few medical bills and nothing derogatory but the leasing agent still emphasized that my credit score will be the determining factor.

Can you provide me with the rules for determining an approved application? or if an applicants application decision is based solely on credit score?
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Re: Mitchell Lama Credit Score Requirements Questions

Postby TenantNet » Thu Dec 14, 2017 12:21 am

I wish I could help, but I don't know the answer to your question. We normally don't deal with issues on how to get apartments, whether public or private. We generally deal with issues faced by tenants already in occupancy. It seems you are in contact with a facilitator, but we can't say if what you've been told is correct or not. You can also contact HPD and see if they can give you better information.
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