Need advice!!! A few years ago I found myself in a terrible apartment with decaying walls, leaking gas pipes, no hit, and many other "nice" things. The landlord would not even talk to me for 4 months when I called and asked to do the repairs. Finally, to make him do something in the apartment, I just stopped paying, and a couple of months later, moved out. A few months after that, I received a letter from my landlord's lawyers where I was warned about a law suite. I disregarded the letter. As it turned out, the law suite did take place (I never received a summons), and since I did not show up, I was found responsible for $12,000. How do I know that? Simply because two days ago I found my bank account empty. I went to my branch and was told that all I had ($3,000) was repossessed by my landlord and his lawyers. According to them, I still owe more money (which I simply do not have.)
These are my questions:
1. Is there anything at all I can do to cure the situation and retrieve my money? I cannot afford a lawyer
2. What else can these people steal from me: say can they tow away my car or take some personal belongings from my apartment?
Any advice / help is greatly appreciated!